Planning for Life Insurance

The Newlywed Checklist

The Newlywed Checklist: Discover inside 5 things all newlyweds should do before your big day, including changing your name and getting the right life insurance policy!

Buying Tips to Save Money on Life Insurance

If you're buying life insurance, why not try to save a little money along the way? Check out these money-saving tips for buying life insurance.

Life Insurance Rates By Age

The sooner you buy life insurance, the more affordable it’s likely to be. Read on to discover the change in life insurance rates by age.

Life Insurance for Smokers

Life Insurance for Smokers. While many companies don't provide smoker's life insurance policies, AIG Direct may be able to help you find coverage at affordable life insurance rates for smokers.

Talking to Your Loved Ones About Life Insurance

Facing a terminal illness alongside a loved one is often life-changing and can prompt you to ask, "how does life insurance work?" Here are tips on how to get the answers you need.

Is Crowdfunding Funeral Costs a Good Idea?

If your family suddenly lost you, would they be financially covered? Crowdfunding and many types of life insurance cover funeral costs. But which is best?

How Much Does Life Insurance Cost?

The price of life insurance can vary from one person to the next. Here are some of the factors that drive life insurance cost.

Affordable Life Insurance Quotes for Almost Any Budget

The cost of life insurance might be lower than you think. Find affordable life insurance options for almost any budget.

5 Things You Want to Know About Life Insurance But Are Afraid to Ask

5 Things You Want to Know About Life Insurance But Are Afraid to Ask : Answers to your questions about life insurance

How Does BMI Affect Life Insurance Rates

Life insurance is based on a variety of factors. One of those factors is BMI. BMI, or Body Mass Index, is a ratio determined with height and weight.

Life Insurance for Seniors | Senior Life Insurance

Purchasing senior life insurance may be easier than you think. Get the best option for your financial situation and stage of life with AIG Direct.

How Does Age Affect Life Insurance?

If age is a major factor in determining how much you'll pay for life insurance, when exactly should you buy it?

What is Cash Value Life Insurance?

What is life insurance with cash value? Our guide explains what you need to know before you buy a policy.

Term vs. Whole Life Insurance

The length of the policy is just one way that term and whole life insurance differ. Get the full list here.

What Is Accidental Death Insurance?

Accidental Death Insurance is a different way to help protect your family's financial future. Learn the ins, outs and why it might be a useful policy for your family.

How to Choose a Life Insurance Beneficiary

Choosing who will receive your life insurance payout is an important step in purchasing a policy, and it isn't as simple as you might think.

Why Choosing A Secondary Life Insurance Beneficiary Can Be Important

A secondary beneficiary can give you additional peace of mind at no additional cost. We explain how.

5 Factors That Affect Your Life Insurance Premiums

Shopping around for life insurance gives you a great idea of the rates you'll receive and what is important to you in a policy.

5 Questions to Ask Before You Buy Life Insurance

After you decide to take the plunge and buy life insurance, it's likely that an onslaught of questions will follow: How much life insurance do I need? How much can I afford? Who really needs life insurance?

How Much Life Insurance Do I Need?

Coverage amounts can vary widely between individuals, but there are common threads in how we calculate and decide upon what is the right amount of life insurance. If you think you're ready to take the plunge, but want to do a little more research first, take a look at these tips for how to choose a coverage amount.

Life Insurance with Pre-Existing Conditions

Many Americans believe that simply the presence of a health condition can keep them from getting life insurance, but the truth is that you don't necessarily have to be the picture of health in order to qualify for a life insurance policy.

What Questions Do Life Insurance Companies Ask & How to Prepare

Applying for life insurance is an important step, but with all the questions during the application process, it can start to feel a bit intrusive as well. You might expect to be asked a few simple questions about income and health, but it's unlikely that you'll expect the deluge of questions about your hobbies, lifestyle and net worth.

When to Get Life Insurance? 5 Signs You’re Ready

There is not a specific age to buy life insurance. The truth of the matter is that everyone's situation is different when it comes to a need to protect their loved ones. There are, however, a few important milestones in your life that could be an indicator that you need to start considering some sort of coverage to protect your loved ones should you die prematurely.

3 Personal Finance Essentials Young People Need to Know

When you're a young adult, you generally have to learn to cook, clean, do laundry, manage your finances - all the while focusing on your career and relationships. Eventually though, you'll likely figure it out, get married, buy a house, have kids and become the accomplished adult you knew you could be. If you're somewhere between young adult and seasoned parent, you're probably itching for tips on how to make the transition a bit easier.

How Long Do I Need Term Life Insurance?

The world of life insurance is incredibly dynamic, but with so many options and decisions, the silver lining is that you can find a policy that fits your present and future needs.

New Year's Resolutions for Every Personal Finance Guru

What personal finance resolutions are you making this year? We have a few suggestions.